SA Tax Calculator

Salary After Tax Calculator South Africa

Work out your monthly take-home pay, PAYE and UIF in seconds — using the official SARS 2026/27 income tax tables, rebates and medical tax credits. No email, no sign-up, 100% free.

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Results update automatically. Based on the SARS 2027 tax year (1 March 2026 – 28 February 2027).

Your take-home pay

Net salary per month
R 20,298.38
R 243,580.50 per year
Gross monthly salaryR 25,000.00
Annual tax before rebatesR 0.00
Less age rebate−R 17,820.00
Less medical credit−R 0.00
Monthly PAYER 0.00
Monthly UIF (1%)R 0.00
Net (take-home) per monthR 0.00
Effective tax rate: 0%

SARS income tax brackets 2026/27

Taxable income (R)Rate of tax
1 – 245,10018% of taxable income
245,101 – 383,10044,118 + 26% above 245,100
383,101 – 530,20079,998 + 31% above 383,100
530,201 – 695,800125,599 + 36% above 530,200
695,801 – 887,000185,215 + 39% above 695,800
887,001 – 1,878,600259,783 + 41% above 887,000
1,878,601 and above666,339 + 45% above 1,878,600

Rebates & thresholds 2026/27

ItemValue
Primary rebate (all taxpayers)R 17,820
Secondary rebate (65 and older)R 9,765
Tertiary rebate (75 and older)R 3,249
Tax threshold — under 65R 99,000
Tax threshold — 65 to 74R 153,250
Tax threshold — 75 and olderR 171,300
UIF ceiling (monthly)R 17,712

Frequently asked questions

How is PAYE calculated in South Africa?

PAYE (Pay As You Earn) is worked out on your annual salary using SARS's progressive tax brackets. Your applicable rebate (and medical tax credit, if any) is then subtracted, and the remaining annual tax is divided by 12 to give your monthly tax deduction.

What is the tax-free threshold for 2026/27?

For the 2027 tax year (1 March 2026 to 28 February 2027) you pay no income tax if you earn below R99,000 a year (under 65), R153,250 (65–74), or R171,300 (75+).

How much UIF do I pay?

UIF is 1% of your monthly salary, capped at the R17,712 monthly ceiling. The most you'll pay is R177.12 per month, regardless of how much you earn above that.

What is the medical tax credit for 2027?

The monthly medical scheme fees tax credit is R376 for the taxpayer, R752 for the taxpayer plus one dependant, and R254 for each additional dependant. It reduces your tax, not your taxable income.

Disclaimer: This calculator is an estimate for salaried employees with a fixed monthly income, based on the official SARS 2026/27 tax tables and rebates (published 25 February 2026). It does not account for retirement fund contributions, travel allowances, fringe benefits, overtime, bonuses, or the additional medical expenses credit, all of which can change your actual PAYE. It is not tax or financial advice. Always confirm your figures with SARS or a registered tax practitioner.