Transfer Duty Calculator South Africa
Find out exactly how much transfer duty you'll pay when buying property — using the current SARS sliding scale (0% below R1,210,000, up to 13%). Free and instant.
Enter the property value
Transfer duty is calculated on the higher of the purchase price or market value.
It is separate from conveyancing (attorney) fees and the Deeds Office registration fee.
No transfer duty on property valued at R1,210,000 or less — and it does not apply to VAT transactions (typically new developments).
Your transfer duty
R53,544 + 8% × (R2,500,000 − R2,329,300)
Transfer duty rates 2026/27
| Value of property (R) | Transfer duty rate |
|---|---|
| 1 – 1,210,000 | 0% |
| 1,210,001 – 1,663,800 | 3% of value above R1,210,000 |
| 1,663,801 – 2,329,300 | R13,614 + 6% above R1,663,800 |
| 2,329,301 – 2,994,800 | R53,544 + 8% above R2,329,300 |
| 2,994,801 – 13,310,000 | R106,784 + 11% above R2,994,800 |
| 13,310,001 and above | R1,241,456 + 13% above R13,310,000 |
Rates effective from 1 April 2025, confirmed unchanged for 2026/27. Applies equally to individuals, companies, close corporations and trusts.
Transfer duty questions, answered
What is transfer duty in South Africa?
Transfer duty is a tax under the Transfer Duty Act 40 of 1949 on the purchase of fixed property, paid by the buyer. It's calculated on the higher of the purchase price or the property's market value.
What is the transfer duty threshold for 2026?
No transfer duty is payable on property valued at R1,210,000 or less. This applies to all buyers — there is no separate first-time buyer exemption in South Africa.
When do I not pay transfer duty?
Transfer duty doesn't apply to transactions subject to VAT — typically new developments sold by a VAT-registered developer, where the buyer effectively pays VAT instead. The seller must give SARS proof of VAT before an exemption is issued.
Is transfer duty the only cost when buying property?
No. You also pay a conveyancing attorney's fee (plus VAT) and a Deeds Office registration fee. Transfer duty is fixed by law; the attorney's fee is quoted per transaction.
Disclaimer: This calculator applies the current SARS transfer duty sliding scale for the 2026/27 tax year. It is an estimate for general information only and is not tax or legal advice. Actual duty depends on the property, the transaction, and the schedule in force on the acquisition date — confirm with SARS or a registered conveyancer before relying on any figure.